Terms and Conditions

1. Introduction

Welcome to the OIC Property Group website (https://oicpropertygroup.com.au/). This website is owned and operated by OIC Property Group Pty Ltd, registered in Australia, located at 81-83 Campbell Street, Surry Hills, NSW 2010. By using this website, you agree to comply with these Terms and Conditions, which, combined with our Privacy Policy, govern your relationship with us.

2. Acceptance of Terms

You accept these terms by using the website. If you disagree with any part, you should discontinue use immediately.

3. User Obligations and Conduct

3.1. General Use

Users must be at least 18 years of age.
The information provided on this website is for use of a general nature only and is not intended to be relied upon as, nor to be a substitute for, specific professional or investment advice.
While we do our best to provide accurate and up-to-date information, there will inevitably be parts of the site that contain errors, omissions or are outdated.

3.2. Prohibited Conduct

Users must not engage in illegal activities, post harmful or obscene content, violate intellectual property rights, or use the website for unauthorized spamming or harmful activities.

4. User-Generated Content

Users are responsible for any content they upload, must ensure they have necessary rights, and indemnify OIC Property Group against any legal claims related to such content.

5. Intellectual Property

5.1. Copyright

Users agree to assign copyright of original content they post to OIC Property Group upon publication.OIC retains copyright on all website content, designs, and artwork.

5.2. Use of Content

Users may download content for personal, non-commercial use but must not alter, distribute, or use it commercially without permission.

6. Legal Disclaimers and Limitations of Liability

6.1. General Advice Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. It is not intended to be relied upon as specific advice tailored to individual circumstances. Users should seek professional advice before making any decisions based on the information found on this website.

6.2. Limitation of Liability

To the extent permitted by law, OIC Property Group is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use this website, any errors or omissions in the content, or any losses or damages of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the website.
This limitation of liability does not exclude obligations that are not permissible under applicable law to limit, including our liability for negligence, fraud, or willful misconduct.

7. No Guarantee of Returns

Property investments involve inherent risks. OIC Property Group does not guarantee financial returns from the use of our digital downloads or its services offered.

8. Amendment of Terms

OIC Property Group reserves the right to modify these terms at any time. Continued use after changes means acceptance of new terms.

9. Payment Terms

9.1. Methods of Payment

We accept payments through major credit cards and debit cards.
All payments are securely processed through an online payment gateway.
You will be required to provide your payment details when you place your order.

9.2. Security

Your payment information is processed securely.
We do not store credit card details nor have access to your credit card information.
All transactions are encrypted using industry-standard SSL (Secure Socket Layer) technology.

9.3. Payment Errors or Failures

If there are any issues with processing your payment, we will notify you with further instructions.
For any payment discrepancies or failures, please contact our customer service.

9.4. Transaction Confirmation

Upon successful payment, you will receive an email confirmation of your transaction.
If you do not receive this confirmation within a few hours of your transaction, please contact our support team.

10. Pricing Information

10.1. Product Prices

All prices for digital and downloadable products listed on our website are inclusive of Goods and Services Tax (GST).
The prices are stated in Australian dollars (AUD).

10.2. Inclusivity of Taxes

The total price displayed for digital products includes all applicable taxes.
You will not be charged any additional fees beyond the price quoted on the product page.

11. Refund and Cancellation Policy

11.1. Digital Products

Due to the nature of digital content, refunds are generally not provided for digital products once they are purchased and accessed or downloaded. However, exceptions are made under specific circumstances outlined below.

11.2. Refund Eligibility

Non-Delivery: If you do not receive an email with access to the digital product within a reasonable timeframe following completion of your purchase, you may be eligible for a refund. Please ensure to check your spam or junk mail folders and confirm that the email address provided during purchase is correct.

Technical Defects: If the digital product is defective or cannot be correctly accessed or used due to technical issues, you may request a refund. To qualify for a refund under these circumstances, please provide detailed information about the defect or technical issue encountered.

11.3. Requesting a Refund

To apply for a refund, please contact our customer service at info@oicpropertygroup.com.au with your order details, the specific issue encountered, and any supporting evidence such as error messages or screenshots. Our support team will review your request and respond within a reasonable timeframe.

11.4. Final Sale

All sales of digital products are considered final.
We encourage you to review the product details and system requirements, which are provided on each product page, before making a purchase.

11.5. No Cancellations

Once a digital product is purchased, the order is considered final and cannot be cancelled.
This policy is in place because digital products are deemed "used" immediately upon purchase, which precludes any possibility of cancellation.

12. Access to Digital Products

12.1. Email Delivery

It is essential to ensure that the email address provided during purchase is accurate, as this is where the access link will be sent.

12.2. Access Link

The link provided in the email will direct the customer to a download page where the digital product can be accessed and downloaded.

12.3. Download Limitations

To protect the security and integrity of our digital content, the download link may have restrictions, such as a limited number of download attempts or a time frame within which the download must be completed.

12.4. Responsibility for Access

Customers are responsible for completing the download and ensuring the compatibility of their devices to use the digital products effectively.
We recommend verifying system requirements, which are listed on each product page, prior to purchase.

13. Intellectual Property Rights

13.1. License Grant

Upon purchase of digital products from OIC Property Group, the purchaser is granted a non-exclusive, non-transferable, revocable license to use the digital products for personal or internal business purposes.
This license does not extend to the resale or distribution of the products.

13.2. Copyright Ownership

All intellectual property rights in the digital products, including but not limited to copyright, remain the sole property of OIC Property Group.
The purchase of any digital product does not transfer ownership of copyright or other intellectual property rights to the purchaser.

13.3. Restrictions on Use

No Resale: The digital products may not be resold, redistributed, or otherwise transferred to any third parties.

Limited Use: The products are intended for the purchaser’s personal or business use and may not be used in any way that competes directly with OIC Property Group, including but not limited to the creation of derivative works for resale.

13.4. Risk Acknowledgment

The use of the digital products is at the purchaser’s own risk.
OIC Property Group does not guarantee any specific outcomes, including financial gains, from the use of these products.

13.5. Enforcement of Intellectual Property Rights

OIC Property Group reserves the right to enforce its intellectual property rights to the fullest extent of the law, including seeking civil remedies and criminal prosecution for infringement.

14. Terms Modification and Termination

14.1. Termination

OIC reserves the right to terminate access to the website for users who violate these terms.

15. Jurisdiction and Dispute Resolution

15.1. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of New South Wales (NSW), Australia, without regard to its conflict of law principles.

15.2. Dispute Resolution

In the event of any dispute, controversy or claim arising out of or relating to these Terms and Conditions, or the breach, termination or invalidity thereof, the parties shall first seek to resolve the dispute through good faith negotiation. If the dispute cannot be settled through negotiation within thirty (30) days, the parties agree to endeavor to settle the dispute via mediation administered by an agreed-upon mediation service in NSW before resorting to litigation.

If mediation fails to resolve the dispute, the parties may proceed to legal action. The users submit to the exclusive jurisdiction of the courts of NSW, Australia, for the resolution of any disputes.

15.3. Alternative Dispute Resolution

We recommend that before taking any court actions, parties consider using other dispute resolution methods such as arbitration or small claims courts, which can be a less formal, faster, and less expensive alternative to litigation.

16. Contact Information

For any queries or complaints, contact our Privacy Officer at privacy@oicpropertygroup.com.au.